Business Lending

Business Lending solutions
Products and Services

Our lenders work to provide the best business lending solutions with competitive rates and flexible terms. In addition to our comprehensive loan offerings, we also offer commercial loan underwriting and risk management. Our additional business lending services include:

  • Appraisal Reviews
  • Commercial Appraisals
  • Document Reviews
  • Environmental Reviews

Keep your business on the path to success -- and ready to grab hold of new opportunities as they arise -- with financing options from CU Companies, your business partner for success.

Small Business Loans

Small businesses are the foundation of any strong community. We offer small business loans to your borrowers looking to get started or run smarter.

Business Loan Application

SBA Loans

CUMBI works with local Community Development Corporations (CDC's) to originate SBA 504 loans and we further work with the regional SBA office in Minneapolis to get credit unions approved to offer SBA 7(a) loans. Our long-term relationships with these sources allows us to cut through the red-tape and get answers to your questions and votes on loans in an expedient manner.

Commercial Real Estate

Increase your commercial loan portfolio while we do the heavy lifting. Whether it's a bridge loan or a long-term purchase loan, our team's combined expertise can service the right loan for your borrowers needs.

Equipment Loans

Whether it's agriculture, software, or manufacturing, we offer attentive service and solutions across most industries and customized to your borrowers' needs, all while maintaining the standards of your financial institution.

Construction Loans

Give potential borrowers the chance to build their dreams. We take care of construction loans for your business members and customers, from start to finish.

Vehicle Loans

Company-issued vehicles offer opportunities for later tax-write offs, and keeps wear and tear off of employee cars. We service vehicle loans for your business customers and members.

Rental Property Loans

Our reliable team of experienced lenders understand the intricacies of the real estate market, as well as the needs of secondary mortgages to help your borrowers build and manage their rental property portfolio.

Business Lines of Credit

We offer flexible lending solutions for borrowers wanting more control. Lines of credit offer the security of loan with the convenience to use only what is needed. Let us tailor a revolving credit line that works within your financial institution's needs.

Letters of Credit

We provide letters of credit for guaranty on commercial transactions.

See a list of appraisal definitions.

Additional Resources