Education Savings

Education Savings
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Summary

529 Savings Plan

This education savings plan is designed to help families save money for college, and may be used to pay for qualified colleges across the United States. It offers both federal and state tax benefits and allows substantial contributions.


Coverdell

A Coverdell Education Savings Account offers a tax-advantaged savings plan specifically for educational expenses. Contributions are not tax-deductible, but the account grows tax-free until distributed. Beneficiaries don't pay taxes if distributions are less than their qualified education expenses.


UGMA
/UTMA

We service custodial accounts to help you save for your children's education. The Uniform Gift to Minors Act (UGMA) offers a simple way for a minor to won securities without an attorney or trustee. The Uniform Transfer to Minors Act (UTMA) is similar, and also allows minors to own other types of property. These types of property include real estate, patents, royalties, and for transfers to occur through inheritance.


Coverdell Education Savings

A Coverdell Education Savings Account offers tax advantages when saving for educational expenses. Contributions are not tax-deductible, but the account grows tax-free until distributed. Plus, beneficiaries don't pay taxes if distributions are less than their qualified education expenses.


DISCLOSURE



Securities and advisory services offered through Cetera Advisor Networks, LLC, member FINRA/SIPC.
Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Cetera is under separate ownership from any other named entity.


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Investment products and services from this representative(s) available only to residents of Minnesota (MN).